Previously Known As : Sundaram Banking & Psu Debt Fund
Sundaram Banking & Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 5
Rating
Growth Option 16-06-2026
NAV ₹45.22(R) +0.01% ₹45.93(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.83% 6.97% 5.78% 6.18% 6.42%
Direct 4.99% 7.13% 5.94% 6.33% 6.55%
Benchmark
SIP (XIRR) Regular 5.06% 4.65% 3.58% 4.74% 5.68%
Direct 5.23% 4.8% 3.72% 4.89% 5.83%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.96 0.49 0.69 0.02% -0.58
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.22% -0.27% -0.22% 0.8 0.85%
Fund AUM As on: 30/12/2025 393 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Franklin India Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 16-06-2026

Scheme Name NAV Rupee Change Percent Change
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) 11.43
0.0000
0.0100%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) 11.46
0.0000
0.0100%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth 45.22
0.0100
0.0100%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth 45.93
0.0100
0.0100%

Review Date: 16-06-2026

Beginning of Analysis

Sundaram Banking & PSU Fund is the 4th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The Sundaram Banking & PSU Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.02% which is higher than the category average of -0.27%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.96 which is higher than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Sundaram Banking & PSU Fund Return Analysis

  • The fund has given a return of 1.36%, 1.66 and 2.44 in last one, three and six months respectively. In the same period the category average return was 1.41%, 1.6% and 2.49% respectively.
  • Sundaram Banking & PSU Fund has given a return of 4.99% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.05%.
  • The fund has given a return of 7.13% in last three years and ranked 13.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.17%.
  • The fund has given a return of 5.94% in last five years and ranked 16th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.31%.
  • The fund has given a return of 6.55% in last ten years and ranked 14th out of fourteen funds in the category. In the same period the category average return was 7.23%.
  • The fund has given a SIP return of 5.23% in last one year whereas category average SIP return is 5.33%. The fund one year return rank in the category is 10th in 17 funds
  • The fund has SIP return of 4.8% in last three years and ranks 10th in 16 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.2%) in the category in last three years.
  • The fund has SIP return of 3.72% in last five years whereas category average SIP return is 3.88%.

Sundaram Banking & PSU Fund Risk Analysis

  • The fund has a standard deviation of 1.22 and semi deviation of 0.85. The category average standard deviation is 1.29 and semi deviation is 0.93.
  • The fund has a Value at Risk (VaR) of -0.27 and a maximum drawdown of -0.22. The category average VaR is -0.33 and the maximum drawdown is -0.38. The fund has a beta of 0.8 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.35
    1.38
    		0.68 | 1.76 15 | 20 Average
    3M Return % 1.62
    1.52
    		1.20 | 1.90 5 | 20 Very Good
    6M Return % 2.36
    2.32
    		1.91 | 2.86 10 | 20 Good
    1Y Return % 4.83
    4.68
    		4.00 | 5.65 8 | 20 Good
    3Y Return % 6.97
    6.80
    		6.41 | 7.14 4 | 19 Very Good
    5Y Return % 5.78
    5.93
    		5.31 | 7.29 13 | 17 Average
    7Y Return % 6.18
    6.63
    		6.04 | 7.11 13 | 15 Poor
    10Y Return % 6.42
    6.87
    		6.35 | 7.23 13 | 14 Poor
    1Y SIP Return % 5.06
    4.97
    		4.18 | 5.78 10 | 20 Good
    3Y SIP Return % 4.65
    4.48
    		4.08 | 4.87 6 | 19 Good
    5Y SIP Return % 3.58
    3.51
    		3.13 | 4.21 5 | 17 Very Good
    7Y SIP Return % 4.74
    4.93
    		4.50 | 5.71 12 | 15 Average
    10Y SIP Return % 5.68
    5.97
    		5.53 | 6.27 13 | 14 Poor
    15Y SIP Return % 6.29
    6.60
    		6.16 | 7.00 3 | 4 Average
    Standard Deviation 1.22
    1.29
    		0.90 | 1.83 9 | 19 Good
    Semi Deviation 0.85
    0.93
    		0.61 | 1.35 7 | 19 Good
    Max Drawdown % -0.22
    -0.38
    		-0.91 | 0.00 5 | 19 Very Good
    VaR 1 Y % -0.27
    -0.33
    		-1.21 | 0.00 10 | 19 Good
    Average Drawdown % -0.13
    -0.17
    		-0.38 | 0.00 6 | 19 Good
    Sharpe Ratio 0.96
    0.78
    		0.45 | 1.28 4 | 19 Very Good
    Sterling Ratio 0.69
    0.66
    		0.61 | 0.71 4 | 19 Very Good
    Sortino Ratio 0.49
    0.38
    		0.19 | 0.79 4 | 19 Very Good
    Jensen Alpha % 0.02
    -0.27
    		-0.90 | 0.43 4 | 19 Very Good
    Treynor Ratio -0.58
    -0.57
    		-0.86 | -0.41 13 | 19 Average
    Modigliani Square Measure % 7.09
    6.85
    		6.38 | 7.56 4 | 19 Very Good
    Alpha % -0.47
    -0.70
    		-1.19 | -0.25 5 | 19 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.36 1.41 0.70 | 1.78 15 | 20 Average
    3M Return % 1.66 1.60 1.33 | 1.98 8 | 20 Good
    6M Return % 2.44 2.49 2.06 | 3.01 11 | 20 Average
    1Y Return % 4.99 5.05 4.27 | 5.98 11 | 20 Average
    3Y Return % 7.13 7.17 6.74 | 7.51 13 | 19 Average
    5Y Return % 5.94 6.31 5.70 | 7.56 16 | 17 Poor
    7Y Return % 6.33 7.00 6.33 | 7.43 15 | 15 Poor
    10Y Return % 6.55 7.23 6.55 | 7.64 14 | 14 Poor
    1Y SIP Return % 5.23 5.33 4.49 | 6.10 10 | 17 Good
    3Y SIP Return % 4.80 4.83 4.41 | 5.20 10 | 16 Average
    5Y SIP Return % 3.72 3.88 3.59 | 4.47 11 | 14 Average
    7Y SIP Return % 4.89 5.31 4.89 | 5.96 12 | 12 Poor
    10Y SIP Return % 5.83 6.36 5.83 | 6.69 11 | 11 Poor
    Standard Deviation 1.22 1.29 0.90 | 1.83 9 | 19 Good
    Semi Deviation 0.85 0.93 0.61 | 1.35 7 | 19 Good
    Max Drawdown % -0.22 -0.38 -0.91 | 0.00 5 | 19 Very Good
    VaR 1 Y % -0.27 -0.33 -1.21 | 0.00 10 | 19 Good
    Average Drawdown % -0.13 -0.17 -0.38 | 0.00 6 | 19 Good
    Sharpe Ratio 0.96 0.78 0.45 | 1.28 4 | 19 Very Good
    Sterling Ratio 0.69 0.66 0.61 | 0.71 4 | 19 Very Good
    Sortino Ratio 0.49 0.38 0.19 | 0.79 4 | 19 Very Good
    Jensen Alpha % 0.02 -0.27 -0.90 | 0.43 4 | 19 Very Good
    Treynor Ratio -0.58 -0.57 -0.86 | -0.41 13 | 19 Average
    Modigliani Square Measure % 7.09 6.85 6.38 | 7.56 4 | 19 Very Good
    Alpha % -0.47 -0.70 -1.19 | -0.25 5 | 19 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Banking & Psu Fund NAV Regular Growth Sundaram Banking & Psu Fund NAV Direct Growth
    16-06-2026 45.2205 45.9298
    15-06-2026 45.2142 45.9232
    12-06-2026 45.1639 45.8716
    11-06-2026 45.1189 45.8257
    10-06-2026 45.1564 45.8636
    09-06-2026 45.1295 45.8361
    08-06-2026 45.0369 45.7419
    05-06-2026 44.958 45.6612
    04-06-2026 44.825 45.5259
    03-06-2026 44.788 45.4882
    02-06-2026 44.795 45.4951
    01-06-2026 44.7691 45.4686
    29-05-2026 44.7591 45.4579
    27-05-2026 44.7243 45.4221
    26-05-2026 44.6875 45.3845
    25-05-2026 44.6761 45.3728
    22-05-2026 44.6067 45.3018
    21-05-2026 44.5783 45.2727
    20-05-2026 44.623 45.3179
    19-05-2026 44.6439 45.3389
    18-05-2026 44.6175 45.3119

    Fund Launch Date: 25/Mar/2015
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate income and capital appreciation bypredominantly investing in debt instruments of Banks,Public Sector Undertakings, Public Financial Institutions andMunicipal Bonds
    Fund Description: Banking & PSU Debt Fund
    Fund Benchmark: CRISIL Banking & PSU DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.