Previously Known As : Sundaram Banking & Psu Debt Fund
Sundaram Banking & Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 5
Rating
Growth Option 27-01-2026
NAV ₹44.24(R) +0.04% ₹44.91(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.85% 7.27% 5.6% 6.42% 6.53%
Direct 7.01% 7.41% 5.76% 6.57% 6.66%
Benchmark
SIP (XIRR) Regular 5.07% 7.04% 6.51% 5.81% 6.16%
Direct 5.22% 7.19% 6.66% 5.96% 6.31%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.52 1.02 0.74 1.1% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.11% 0.0% -0.08% 0.81 0.73%
Fund AUM As on: 30/12/2025 393 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4
Sundaram Banking & PSU Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) 11.18
0.0000
0.0400%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) 11.21
0.0000
0.0400%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth 44.24
0.0200
0.0400%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth 44.91
0.0200
0.0400%

Review Date: 27-01-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Sundaram Banking & PSU Fund is the 4th ranked fund. The category has total 20 funds. The 5 star rating shows an excellent past performance of the Sundaram Banking & PSU Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 1.1% which is higher than the category average of 0.77%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.52 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Sundaram Banking & PSU Fund Return Analysis

  • The fund has given a return of -0.08%, 0.6 and 1.98 in last one, three and six months respectively. In the same period the category average return was -0.04%, 0.66% and 1.98% respectively.
  • Sundaram Banking & PSU Fund has given a return of 7.01% in last one year. In the same period the Banking and PSU Debt Fund category average return was 7.04%.
  • The fund has given a return of 7.41% in last three years and ranked 14.0th out of 20 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.48%.
  • The fund has given a return of 5.76% in last five years and ranked 16th out of 17 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.17%.
  • The fund has given a return of 6.66% in last ten years and ranked 14th out of 14 funds in the category. In the same period the category average return was 7.35%.
  • The fund has given a SIP return of 5.22% in last one year whereas category average SIP return is 5.28%. The fund one year return rank in the category is 11th in 21 funds
  • The fund has SIP return of 7.19% in last three years and ranks 10th in 20 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (7.59%) in the category in last three years.
  • The fund has SIP return of 6.66% in last five years whereas category average SIP return is 6.88%.

Sundaram Banking & PSU Fund Risk Analysis

  • The fund has a standard deviation of 1.11 and semi deviation of 0.73. The category average standard deviation is 1.14 and semi deviation is 0.77.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.08. The category average VaR is -0.05 and the maximum drawdown is -0.13. The fund has a beta of 0.8 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.09
    -0.07
    		-0.26 | 0.11 12 | 21 Good
    3M Return % 0.56
    0.57
    		0.19 | 1.06 10 | 21 Good
    6M Return % 1.91
    1.79
    		1.29 | 2.42 7 | 21 Good
    1Y Return % 6.85
    6.66
    		5.90 | 7.43 6 | 21 Very Good
    3Y Return % 7.27
    7.09
    		6.65 | 7.45 4 | 20 Very Good
    5Y Return % 5.60
    5.79
    		5.16 | 7.05 13 | 17 Average
    7Y Return % 6.42
    6.86
    		6.32 | 7.64 12 | 15 Average
    10Y Return % 6.53
    6.99
    		6.39 | 7.37 13 | 14 Poor
    1Y SIP Return % 5.07
    4.90
    		3.96 | 6.02 7 | 21 Good
    3Y SIP Return % 7.04
    6.83
    		6.34 | 7.24 5 | 20 Very Good
    5Y SIP Return % 6.51
    6.50
    		6.15 | 7.37 5 | 17 Very Good
    7Y SIP Return % 5.81
    6.04
    		5.59 | 6.75 12 | 15 Average
    10Y SIP Return % 6.16
    6.47
    		6.02 | 6.78 13 | 14 Poor
    15Y SIP Return % 6.73
    7.04
    		6.56 | 7.48 3 | 4 Average
    Standard Deviation 1.11
    1.14
    		0.82 | 1.59 10 | 20 Good
    Semi Deviation 0.73
    0.77
    		0.54 | 1.09 10 | 20 Good
    Max Drawdown % -0.08
    -0.13
    		-0.40 | 0.00 10 | 20 Good
    VaR 1 Y % 0.00
    -0.05
    		-0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.08
    -0.09
    		-0.25 | 0.00 10 | 20 Good
    Sharpe Ratio 1.52
    1.34
    		0.89 | 2.05 4 | 20 Very Good
    Sterling Ratio 0.74
    0.72
    		0.69 | 0.75 3 | 20 Very Good
    Sortino Ratio 1.02
    0.82
    		0.47 | 1.33 4 | 20 Very Good
    Jensen Alpha % 1.10
    0.77
    		-1.20 | 2.45 8 | 20 Good
    Modigliani Square Measure % 7.34
    7.17
    		5.23 | 9.22 9 | 20 Good
    Alpha % -0.45
    -0.67
    		-0.97 | -0.27 5 | 20 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.08 -0.04 -0.24 | 0.15 15 | 21 Average
    3M Return % 0.60 0.66 0.26 | 1.13 11 | 21 Good
    6M Return % 1.98 1.98 1.42 | 2.59 9 | 21 Good
    1Y Return % 7.01 7.04 6.20 | 7.78 12 | 21 Good
    3Y Return % 7.41 7.48 6.97 | 7.82 14 | 20 Average
    5Y Return % 5.76 6.17 5.55 | 7.31 16 | 17 Poor
    7Y Return % 6.57 7.24 6.57 | 7.98 14 | 15 Poor
    10Y Return % 6.66 7.35 6.66 | 7.78 14 | 14 Poor
    1Y SIP Return % 5.22 5.28 4.24 | 6.36 11 | 21 Good
    3Y SIP Return % 7.19 7.21 6.67 | 7.59 10 | 20 Good
    5Y SIP Return % 6.66 6.88 6.61 | 7.64 14 | 17 Average
    7Y SIP Return % 5.96 6.40 5.96 | 6.99 15 | 15 Poor
    10Y SIP Return % 6.31 6.84 6.31 | 7.19 14 | 14 Poor
    Standard Deviation 1.11 1.14 0.82 | 1.59 10 | 20 Good
    Semi Deviation 0.73 0.77 0.54 | 1.09 10 | 20 Good
    Max Drawdown % -0.08 -0.13 -0.40 | 0.00 10 | 20 Good
    VaR 1 Y % 0.00 -0.05 -0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.08 -0.09 -0.25 | 0.00 10 | 20 Good
    Sharpe Ratio 1.52 1.34 0.89 | 2.05 4 | 20 Very Good
    Sterling Ratio 0.74 0.72 0.69 | 0.75 3 | 20 Very Good
    Sortino Ratio 1.02 0.82 0.47 | 1.33 4 | 20 Very Good
    Jensen Alpha % 1.10 0.77 -1.20 | 2.45 8 | 20 Good
    Modigliani Square Measure % 7.34 7.17 5.23 | 9.22 9 | 20 Good
    Alpha % -0.45 -0.67 -0.97 | -0.27 5 | 20 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Banking & Psu Fund NAV Regular Growth Sundaram Banking & Psu Fund NAV Direct Growth
    27-01-2026 44.2439 44.9099
    23-01-2026 44.2257 44.8905
    22-01-2026 44.2257 44.8903
    21-01-2026 44.1606 44.8241
    20-01-2026 44.1702 44.8336
    19-01-2026 44.1868 44.8503
    16-01-2026 44.2017 44.8648
    14-01-2026 44.258 44.9214
    13-01-2026 44.2791 44.9427
    12-01-2026 44.3224 44.9864
    09-01-2026 44.2906 44.9535
    08-01-2026 44.2932 44.956
    07-01-2026 44.2834 44.9458
    06-01-2026 44.2898 44.9521
    05-01-2026 44.2802 44.9422
    02-01-2026 44.2998 44.9614
    01-01-2026 44.3164 44.978
    31-12-2025 44.2981 44.9593
    30-12-2025 44.2826 44.9433
    29-12-2025 44.2833 44.9439

    Fund Launch Date: 25/Mar/2015
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate income and capital appreciation bypredominantly investing in debt instruments of Banks,Public Sector Undertakings, Public Financial Institutions andMunicipal Bonds
    Fund Description: Banking & PSU Debt Fund
    Fund Benchmark: CRISIL Banking & PSU DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.